As we move into Winter, here are some good tips...

Winterizing your Home..


Some great information as we move into the Winter Season...

A great link for pumpkin carving patterns...

Mumble pumpkin pattern - Happy Feet - Pumpkin Carving Patterns and Stencils - Zombie Pumpkins!

November, 2011 Newsletter

November 2011 Newsletter

Do you Qualify for the new HARP Loan Adjustment?

The New HARP product allowing you to refinance up to 150% of your mortgage will be available after 11/15/2011. If you have clients or you would like more information about this product, let me know. Your home loan has to be OWNED by Freddie Mac or Fannie Mae. Just because you make your payment to ABC bank, they are just the servicer. fanniemae dot com/loanlookup/ or ww3.freddiemac dot com/corporate/ - copy and paste these into your web browser and check on your home loan and change the dot.  Guidelines...

There is a new refi program out...if you purchased before 2009...take a look

New Refi Program - Click to view

Winner!!!

Just a thought...I have been thinking about how we could help the homeowners out...and the Banks as well..

 I don't know for sure, however, I think that it could be a win/win for all if the Banks would just lower the rates for the homeowners and keep the balance the same...Reducing $100,000 from 6% to 4% would save the homeowner $122 per mo, or nearly $1,500 per year...I think that it could ease the pinch a little...

The banks would receive their investment back instead of having to foreclose and evict, the Homeowner would have his load lightened a little and have a little extra cash to use on other household items. 

Let me know what your thoughts are!!!

Are you IN THE MIDDLE?

If you have been sitting on the fence with Home Ownership, maybe this episode of "In The Middle" will help you with your choice.

In the end it is all about Community and relationships.

Call if we can assist you with your Families Dream of your own home..


Homeownership...

Smart Shoppers Club .. 55+

You know that you are over 55 if you know:
 What day to shop at your local grocery store and receive a 10% discount.
You know where to go for the Senior Drink.
Where to get free checking for those over 55.
Where to get a discount on your meal.
When to use your AARP Card.
What major chains have discounts, and what day of the week they are good for...


Let's get together and share all of the information and days of the week to be a frugal senior shopper...

or visit my facebook group page...http://www.facebook.com/groups/Smartshoppersclub/

Washington State Short Sale Information

It is your home...learn what your rights are in the 

State of Washington

Click Link:

Washington State Short Sale Information

Vancouver, Washington, a Port City

Located on the Mighty Columbia River, in the City of Vancouver, Washington, a Vibrant City in SW Washington State, providing a gateway to barge ports on the Columbia and Snake Rivers.

The Columbia River has a deep draft channel.  Current depth is 43 feet.  This port connects to the national rail network, offering unlimited access.  This rail access will have a capacity to handle 160,000 rail cars annually, with dual rail carriers. BNSF Railway and Union Pacific Railroad.

The Port of Vancouver is the port of choice for Subaru in the area, and is the largest port for the export of grain with United Grain exporting 5.5 Million Metric Tons of Grain to the Far East.

The Port of Vancouver's newest Industry is Far West Steel bringing 228 jobs to the area, with an investment of 45 Million.

If you are looking for a great area to invest, looking to move, please feel free to call on the Amorin Team for additional information on our great area.

Vancouver Port

October in Vancouver Washington