Welcome 2012
Tuesday, December 27, 2011
New Credit information
We have just learned that CoreLogics is going to be sharing, with the Big 3 Credit Bureau, credit information about your monthly bills as well as other Credit items when you apply for a loan...CoreLogic will share information on your record in paying your utilities, phone bill, insurance payments and any other monthly bill that you and your family may have. This was shared today by William Amorin, Broker, Realty Pro. Don't let this hurt your family plans for a new Home in 2012
Saturday, December 17, 2011
Welcome
Welcome to my Blog, come along and take a little tour with me. I would like to be your Realtor in the Pacific Northwest/SW Washington, and help you From First Nest to Empty Nest...
Click below
Thursday, December 15, 2011
Thinking of a new home in 2012....here is your check list
When looking forward to a new home in the New Year, here is a great check list for your review...then call your favorite Realtor...me...Your Realtor from First Nest to Empty Nest...you can always find me in the "Cloud"
www.kathyamorin.com
Your 2012 house search check list...
Tuesday, December 13, 2011
Shedding New Light on Fort Vancouver
Shedding New Light on Fort Vancouver Click to View
If you are in Vancouver, Washington this Holiday Season and you are looking for something both Historical and Festive to do or if you live here and have not visited the Fort in a while this is a great way to feel festive and learn a great deal about how Vancouver, Washington was settled...
Monday, December 12, 2011
Christmas Countdown..
Christmas Countdown Click here..
Friday, December 9, 2011
Flipping a home in Washington State, a must read!!
If you are an Investor in the State of Washington and are planning on "flipping" you investment in under 12 months of ownership, this is a must read for you, and I would also advise you to seek additional advise and clarification from your Attorney regarding this little know law. You as the Owner are required in the State of Washington to have a Contractors License and to fulfill all of the other requirements that this License requires.
Contractors License for Flippers - LInk
Tuesday, December 6, 2011
Thank you for making our Holiday Event a Success!!
Thank you!!!
Monday, December 5, 2011
Sunday, November 20, 2011
Beautiful Day in Vancouver, WA
The Stats show you that the inventory is shrinking in Homes that are owned by the Sellers and the Pendings are holding strong over the past several months. Over all we have a 7 month supply in our Market. This supply does include all inventory.
You can view all inventory at www.kathyamorin.com, or call today!!
Wednesday, November 16, 2011
HARP refinance program
New Guidelines for the Fannie Mae and Freddie Mac Loan Program called HARP..
If you can qualify under the new guidelines of this program it may be the time to make the move and refinance your existing loan. Attached is a link to the new guidelines for your review. Call you Lender or EMail me and I can put you in touch with a Lender to assist you.
Tuesday, November 8, 2011
Thursday, November 3, 2011
Questionnaire for refinancing
If you are looking to refinance your home, here is a great questionnaire to review prior to looking for or at your Lender.
Tuesday, November 1, 2011
Sunday, October 30, 2011
Friday, October 28, 2011
Wednesday, October 26, 2011
Do you Qualify for the new HARP Loan Adjustment?
The New HARP product allowing you to refinance up to 150% of your mortgage will be available after 11/15/2011
Friday, October 21, 2011
Winner!!!
Just a thought...I have been thinking about how we could help the homeowners out...and the Banks as well..
I don't know for sure, however, I think that it could be a win/win for all if the Banks would just lower the rates for the homeowners and keep the balance the same...Reducing $100,000 from 6% to 4% would save the homeowner $122 per mo, or nearly $1,500 per year...I think that it could ease the pinch a little...
The banks would receive their investment back instead of having to foreclose and evict, the Homeowner would have his load lightened a little and have a little extra cash to use on other household items.
Let me know what your thoughts are!!!
Thursday, October 20, 2011
Are you IN THE MIDDLE?
If you have been sitting on the fence with Home Ownership, maybe this episode of "In The Middle" will help you with your choice.
In the end it is all about Community and relationships.
Call if we can assist you with your Families Dream of your own home..
Homeownership...
In the end it is all about Community and relationships.
Call if we can assist you with your Families Dream of your own home..
Homeownership...
Friday, October 14, 2011
Smart Shoppers Club .. 55+
You know that you are over 55 if you know:
What day to shop at your local grocery store and receive a 10% discount.
You know where to go for the Senior Drink.
Where to get free checking for those over 55.
Where to get a discount on your meal.
When to use your AARP Card.
What major chains have discounts, and what day of the week they are good for...
Let's get together and share all of the information and days of the week to be a frugal senior shopper...
or visit my facebook group page...http://www.facebook.com/groups/Smartshoppersclub/
What day to shop at your local grocery store and receive a 10% discount.
You know where to go for the Senior Drink.
Where to get free checking for those over 55.
Where to get a discount on your meal.
When to use your AARP Card.
What major chains have discounts, and what day of the week they are good for...
Let's get together and share all of the information and days of the week to be a frugal senior shopper...
or visit my facebook group page...http://www.facebook.com/groups/Smartshoppersclub/
Wednesday, October 5, 2011
Washington State Short Sale Information
It is your home...learn what your rights are in the
State of Washington
Click Link:
Tuesday, October 4, 2011
Vancouver, Washington, a Port City
Located on the Mighty Columbia River, in the City of Vancouver, Washington, a Vibrant City in SW Washington State, providing a gateway to barge ports on the Columbia and Snake Rivers.
The Columbia River has a deep draft channel. Current depth is 43 feet. This port connects to the national rail network, offering unlimited access. This rail access will have a capacity to handle 160,000 rail cars annually, with dual rail carriers. BNSF Railway and Union Pacific Railroad.
The Port of Vancouver is the port of choice for Subaru in the area, and is the largest port for the export of grain with United Grain exporting 5.5 Million Metric Tons of Grain to the Far East.
The Port of Vancouver's newest Industry is Far West Steel bringing 228 jobs to the area, with an investment of 45 Million.
If you are looking for a great area to invest, looking to move, please feel free to call on the Amorin Team for additional information on our great area.
Saturday, October 1, 2011
Friday, September 30, 2011
Your October Library Schedule for Vancouver, WA
What's up at the Library this month in Vancouver, Washington...take a look...too much fun!!
Friday, September 23, 2011
Great rates for the weekend 9/24/11
Tuesday, September 20, 2011
"There are some frighteningly good deals in today's real estate market!
There are some frighteningly good deals in today's real estate market! If you're looking to make a move, it would be a treat to assist you!"
Thursday, August 25, 2011
Free Cornbread....
At the Cedar Creek Grist Mill
Such fun...a trip to the old Grist Mill...a working mill from days gone by...If you and/or your family want a great outing over this weekend you should trek out to the Cedar Creek Grist Mill (direction at link) and sample some good cornbread on the 27th of August...Look up the coming events in the event you want to see how butter is churned or how apple cider is made..
Wednesday, August 24, 2011
You're eligible for a Dream Makers grant if:
The Dream Makers Program offers grants for down payments to first-time homebuyers of modest means who valiantly work to protect our country’s national security.
You don't have to be a Pentagon Federal Credit Union member to benefit from Dream Makers, and you can apply the grant to a mortgage from any financial institution.
How Do I Qualify?
You're eligible for a Dream Makers grant if:
- You're Military (Active Duty, Reserve, National Guard or Veteran), a Department of Defense employee or a Department of Homeland Security employee.
- You're a first-time home buyer, or you have not owned a home for the last three years, or you have lost your home through divorce or disaster.
- The gross household income, including allowances, that you use to qualify for your mortgage loan is:
- A maximum of $55,000 per year, or
- A maximum of 80% of your community’s median income based on your family size
Click here to determine your community's median income based on family size.
What Steps Do I Take?
 | Decide the amount of money you will contribute to your mortgage financing.
|
 | Fill out Dream Makers application. The fastest way to complete it is online. You may apply when you start to think about purchasing a home: you don't have to select a home and/or a mortgage company before you submit your application. To fax or email, download this form. |
 | We will respond to your application with instructions on the process. When you select your mortgage company, you will share the contact information with the Foundation who will coordinate the grant paperwork process with your lender. |
 | Attend a home-buying educational seminar in your area. See upcoming seminars and locations |
Friday, July 8, 2011
There Is No Place Like Home!!
As they say: There is no place like Home!!
72% think Home Ownership is a good idea!!
While fewer Americans than in the past agree, the overwhelming majority (72 percent) still say that buying a home is a good financial decision. Almost two–thirds (64 percent) say that now is a good time to buy a home.
There is particular concern surrounding calls for a required down payment of 20 percent on home purchases. Seven-in-ten Americans say requiring a down payment of 20 percent on the cost of a home would have a negative impact on the housing market. The survey also shows strong concern about the possible elimination of the home mortgage interest deduction. Two in every three Americans, 67 precent, oppose eliminating the home mortgage interest deduction as part of a plan to reduce the federal deficit. A majority of Americans (51 percent) strongly oppose eliminating it. Americans believe that either action would have severe consequences for the housing market.
Looking for a Porch to Sit on...
72% think Home Ownership is a good idea!!
While fewer Americans than in the past agree, the overwhelming majority (72 percent) still say that buying a home is a good financial decision. Almost two–thirds (64 percent) say that now is a good time to buy a home.
There is particular concern surrounding calls for a required down payment of 20 percent on home purchases. Seven-in-ten Americans say requiring a down payment of 20 percent on the cost of a home would have a negative impact on the housing market. The survey also shows strong concern about the possible elimination of the home mortgage interest deduction. Two in every three Americans, 67 precent, oppose eliminating the home mortgage interest deduction as part of a plan to reduce the federal deficit. A majority of Americans (51 percent) strongly oppose eliminating it. Americans believe that either action would have severe consequences for the housing market.
Looking for a Porch to Sit on...
as reported in NAR's 2011 Housing Opportunity Pulse Survey
Monday, July 4, 2011
Thursday, June 23, 2011
Monday, June 13, 2011
Investing In Rentals Could Be A Good Move...
In general, Investors are beginning to snap up rental properties, this a good thing for the stabilization of housing markets. . It's also one of the ways that a floor on real-estate prices can be established; as more investors spot opportunities in residential markets, prices could bottom.
Many investors sink their money into properties not far from where they live. Those are likely the communities they're most familiar with, and from a management perspective, you're never far from the tenants you're dealing with.
Where are the renters going to come from, and what do they do?" Areas near colleges and military installations can be good places to invest; and think about what renters typically look for, including access to public transportation.
Read more: http://www.foxbusiness.com/industries/2011/06/13/consumer-finance-why-investing-in-rentals-could-be-good-move/#ixzz1PBYgINQ1
Wednesday, June 8, 2011
Buy vs. Rent...
The Buy vs. Rent Ratio Over Time
These days, the monthly cost of renting or buying a home is about the same. That one-to-one ratio is the lowest in 25 years. That's down from 2006, just before the housing market crashed, when the cost of owning was 46 percent higher than renting..
These days, the monthly cost of renting or buying a home is about the same. That one-to-one ratio is the lowest in 25 years. That's down from 2006, just before the housing market crashed, when the cost of owning was 46 percent higher than renting..
Wednesday, June 1, 2011
Thursday, May 26, 2011
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